Northern Credit Bureau
Northern Credit Bureau has been serving Northern Michigan for over 60 years and collects state-wide, utilizing a network of agencies in North America. Northern Credit Bureau's recovery rate is significantly higher than the American Collectors Association (ACA) published national averages. We are a debt collection agency that attempts to collect debts. Any information obtained may be used for that purpose.
Northern Credit Bureau offers a full-range of collection services. All accounts over $25.00 are reported to Transunion and Equifax credit reporting services, and balances are updated monthly for accounts that receive payment. In addition, NCB offers credit reporting services that are allowed under the Permissible Purposes of the Fair Credit Reporting Act.
Northern Credit Bureau is licensed and bonded through the State of Michigan.
Northern Credit Bureau account representatives receive extensive training and testing in the Fair Debt Collection Practices Act, as well as the Michigan Debt Collection Practices Act, and all new Federal and State rules and regulations as they are published.
We are members of:
- ACA International (American Collectors Association)
- Michigan Association of Collection Agencies
- Local Area Chambers of Commerce
- Better Business Bureau of Michigan
The goal of Northern Credit Bureau is to recover the monies owed to our client while preserving our clients’ high standard of professionalism, and our own.
Professionalism and politeness are our trademarks. We understand that financial hardship can occur at anytime, to anyone. We keep that in mind as we treat your clients with respect, while reaching an acceptable agreement to collect your past due accounts.